Who’s It For?
This account is designed for all businesses who don’t maintain a large balance, and who don’t need to access their savings by writing checks.
Interest Rate
View current interest rates.*
Minimum Balance
$500 for no monthly service fee
Monthly Fee
No fee with $500 minimum balance
or $5 a month. |
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Check Writing
None
In-Bank Access
Unlimited deposits and withdrawals
ATM Access
Unlimited deposits and withdrawals**
Overdraft Protection
Yes, if you link your savings account to a business checking account***
* Fees may reduce interest earned on this account.
** Automated Teller Machine access subject to funds availability. Additionally, while NCNB does not charge for customers to use any ATM, other institutions may charge a fee for use of their ATM.
*** Overdraft Protection is available if you link your Business Savings or Business Money Market account to your business checking account. Then funds will automatically be transferred to cover an overdraft amount, subject to funds availability, transaction limits, and applicable fees.
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Who’s It For?
This account is designed for businesses who keep a slightly higher minimum balance and would like to be able to make withdrawals from savings by writing a check.
Interest Rate
View current interest rates.*
Minimum Balance
$3,000 for no monthly service fee
Monthly Fee
No fee with $3,000 minimum balance
or $10 a month. |
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In-Bank Access
Unlimited deposits and withdrawals
ATM Access
Unlimited deposits and in-lobby withdrawals. Limited to six other withdrawals per month (such as electronic payments), including written checks.**
Overdraft Protection
Yes, if you link your savings account to a business checking account***
* Fees may reduce interest earned on this account.
** Automated Teller Machine access subject to funds availability. Additionally, while NCNB does not charge for customers to use any ATM, other institutions may charge a fee for use of their ATM.
*** Overdraft Protection is available if you link your Business Savings or Business Money Market account to your business checking account. Then funds will automatically be transferred to cover an overdraft amount, subject to funds availability, transaction limits, and applicable fees.
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Who’s It For?
These accounts are for businesses who would like to earn higher interest, get FDIC protection on their money, and can leave funds on deposit for at least 3 months.
Interest Rate
Generally, the more you invest, and the longer the term, the higher the rate.
View current interest rates.*
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Term
3 months to 5 years
Minimum Balance
$500 to open
* Fees may reduce interest earned on this account.
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