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| Gold Checking |
Who’s It For?
This is our best account. It is for people who use a fair number of banking services, and who would benefit from the long list of free services included. This account keeps paperwork to a minimum by giving you check images with your monthly statement.
Interest Rate
This account doesn’t pay interest.
Minimum Balance
No minimum balance required.
Monthly Fee
No fee with combined balances of $10,000 in NCNB checking, savings, CDs, and IRAs,
or $8 a month.
Check Fees
None, unlimited check writing |
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Benefits
- Free Debit/ATM card*
- Free logo checks
- Free check images with statement
- Free online check images
- Free Safe deposit box for first year, if available
- Free cashier’s checks, money orders, and traveler’s checks
- Online Banking, Online Bill Pay, and Telephone Banking - all for free
- Free notary service
- Free link to deposit account for overdraft protection**
* Debit/ATM and Credit Card issuance is subject to application and approval.
** Subject to funds availability and transaction limits.
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| Interest Checking |
Who’s It For?
This account is for people who would like to earn interest on their checking balance.
Interest Rate
Tiered interest based on your balance.*
View current interest rates.
Minimum Balance
$1,000 for no monthly fee
Monthly Fee
No fee with a $1,000 minimum checking balance, or combined balances of $5,000 in NCNB checking, savings, CDs, and IRAs, or $7 a month.
Check Fees
Unlimited check writing |
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Free Services
Other Services
Overdraft protection if you also have an NCNB savings account.**
* Fees may reduce interest earned on this account.
** Subject to funds availability, transaction limits, and applicable fees. |
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| Free 50 Checking |
Who’s It For?
This account is for people over 50 years of age who would like to earn interest on their checking balance without maintaining a minimum balance or paying a monthly fee. This account keeps paperwork to a minimum by giving you check images with your monthly statement.
Interest Rate
Tiered interest based on your balance.*
View current interest rates.
Minimum Balance
No minimum balance required.
Monthly Fee
No fee
Check Fees
Unlimited check writing |
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Free Services
Other Services
Overdraft protection if you also have an NCNB savings account.**
* Fees may reduce interest earned on this account.
** Subject to funds availability, transaction limits, and applicable fees. |
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| Simply Free Checking |
Who’s It For?
This is our basic checking account for people who rarely use extra banking services.
Interest Rate
This account doesn’t pay interest.
Minimum Balance
No minimum balance required.
Monthly Fee
No fee
Check Fees
Unlimited check writing |
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Free Services
Other Services
Overdraft protection if you also have an NCNB savings account.*
* Subject to funds availability, transaction limits, and applicable fees. |
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